Wednesday, December 19, 2012

Real Estate Cheviot Hills by Southern California Realtor JR

Lanterns (Photo credit: buck82)

Cheviot Hills California is next to the finest fun spots located in West Los Angeles! Cheviot Hills real estate is right around the corner from Beverly Hills real estate CA! It's a hot location because it's next to big celebrity country clubs, including the Hillcrest Country Club and the Rancho Park Golf Course. There's also major studio attractions. Culver City next door houses Sony Studios and a slew of production companies. Fox Studios is right there and the shopping... oh, never mind, cause I already mentioned it was next to Beverly Hills, but then again there's also the Westside Pavilion which you'll love. The Apple Pan is right across the street which used to be one of my favorite restaurants. Don't be annoyed with UCLA being right next door. The Bruins are hardly mentioned on most of the other popular sites regarding Cheviot Hills in Los Angeles, I already checked. Maybe UCLA would reach major attraction status if it weren't for that other school fight on :). Cheviot Hills is also just minutes away and Santa Monica beach which cannot EVER!! be forgotten because everyone LOVES IT is another adjoining city. There are plenty of homes with lovely outdoor lighting, condos and multi family income properties to choose from in Cheviot Hills CA so call me to get the latest and greatest best offer on homes for sale in Cheviot Hills California.

Knowledge of Cheviot Hills and Rancho Park and making your dreams and goals turn into reality is what I specialize in as your California real estateagent in Cheviot Hills, CA. When you are ready to sell or buy a beautifulnew home in Cheviot Hills make sure you drop a line to your Cheviot Hills Real Estate Agent, JR Middlebrook.

I can also help you find immaculately new condos Cheviot Hills townhomes, remodeled homes, or Cheviot Hills land for sale to build your own newhouse in Cheviothills for your family, business or investment.

Monday, December 3, 2012

Getting the Right Gifts for the Holidays

water flowing 4
I often feel like Scrooge when this subject comes up (and not the part at the end when he starts handing out free turkeys and the like). As much as I hate saying it, this needs to be said.
Each year the holidays bring out the best in most of us. Some of us are generous to a fault and give lavish gifts to one another. Although I find no fault in the sentiment, I would be negligent if I didn’t say “don’t go into debt to do it”.

The holidays should not be about creating debt. Yet, despite that comment, millions of people charge up hundreds or thousands of dollars that they will not be able to pay off when the bill arrives. Some view this as the time of year where they deserve a break or reward. However, the damage can reach far beyond the holidays. For some, they will spend the better part of next year still paying for items they purchased this year. Of course, because of this debt, it will affect next year as well (having less money for day-to-day living expenses or savings).

If you are still in the process of paying off debt, I would respectfully suggest that one of the best “gifts” you can have this holiday is not creating more debt. Talk to your family members. Make this the year you want to “get ahead”. Draw names so each member of the family only has to buy one gift. Set limits – and stick to them. One great idea to stick to a budget is for everyone to get Amazon e Gift cards with a fixed amount, and then have everyone buy what they want for each other. Or, just find other low cost items or activities that everyone will enjoy – after all, it is family that matters most not things.

If you have been reading the Xvest e-letters along with my book entitled Winning the Cash Flow War, and implementing the strategies, then you are making progress. Now, just stay the course and soon you will realize a whole new realm of financial freedom!